The Kubera Mantra is a sacred invocation dedicated to Kubera, the lord of wealth and the guardian of the northern direction (Dikpala). He is revered as the treasurer of the gods (Devagana) and the custodian of all earthly treasures. The mantra is chanted primarily for protection of wealth, financial security, and prosperity, as well as for safeguarding against poverty and financial loss. The primary beej-akshara associated with Kubera is 'Om' followed by 'Kuberaya Namah', which invokes his blessings.
The Kubera Gayatri, found in some later texts, is a more elaborate form: 'Om Yaksharajaya Vidmahe, Vaishravanaya Dhimahi, Tanno Kubera Prachodayat'. This mantra is traditionally chanted on Dhanteras, the first day of Diwali, and during Kubera Puja for wealth accumulation. The recommended chanting count is 108 times daily, preferably in the morning after bathing, facing north. Ritual offerings include white flowers, sandalwood paste, and a lamp with ghee.
Cautions: The mantra should be chanted with pure intentions; misuse for greed or harm is discouraged. It is also advised to perform a brief purification (achamana) before chanting. The iconography of Kubera—seated on a lotus, holding a citron (matulinga) and a mongoose spewing gold—symbolizes his role as the bestower of abundance and protector of treasures. The Pushpaka Vimana, his celestial chariot, is mentioned in the Ramayana as a symbol of divine opulence.
Thus, the Kubera Mantra serves both as a protective shield for material wealth and a spiritual tool for aligning with the divine energy of prosperity.
Salutations to Kubera, the lord of wealth.