The Kubera Lakshmi Samriddhi Mantra is a dhyana mantra that invokes the combined blessings of Lord Kubera, the treasurer of the gods, and Goddess Lakshmi, the deity of prosperity. According to the Kubera Purana, Kubera is the lord of yakshas and the custodian of all earthly treasures, while the Lakshmi Tantra describes Lakshmi as the eternal consort of Vishnu and the embodiment of abundance. This mantra is chanted to attract supreme wealth, ensure a continuous flow of abundance from both divine sources, and receive the grace of the lord of wealth and the goddess of prosperity. The mantra typically includes the beej-akshara 'Om' and the names of both deities, such as 'Om Kubera Lakshmyai Namah', which combines the seed syllables for wealth and prosperity. The phoneme 'Kubera' is associated with the earth element and material stability, while 'Lakshmi' resonates with the energy of growth and fulfillment. Traditional purposes include removing financial obstacles, increasing income, and fostering a harmonious balance between material and spiritual wealth. The recommended chanting context is during the early morning or evening, preferably on a Thursday (associated with Jupiter and wealth), with a count of 108 repetitions using a crystal or gold-colored mala. Ritual settings may include a clean altar with images of Kubera and Lakshmi, offerings of yellow flowers, sweets, and coins. Dhanteras and Diwali are especially auspicious for this mantra, as these festivals honor both deities. Cautions include maintaining purity of body and mind, avoiding chanting during impure states, and not using the mantra for selfish or harmful purposes. The mantra is worshiped pan-India and is considered a powerful tool for those seeking both material and spiritual prosperity.
Kubera and Lakshmi together, the combined blessings of wealth and prosperity.